Hi! I've spent many a-precious hours reading personal finance blogs and it just seems so soul-suckingly fun and I want to join in. It would've been nice to start on the first of January (because I can get o.c.d. like that) but the first of March works just as well. And it's closer to spring. Woohoo!
Since March has a fabulous five fridays this year I'm going to post up five goals for this month:
1. Study everyday for the MCAT
The books are so dense! And I end up pulling out a few chunks of hair at every study session. But no excuses! I've signed up for the test in May and May it is.
2. Save up at least $500 for my emergency fund
Oh bt-dubs that goal is $10,000 and I've $3035. Rearranging the decimals and slashing away those zeroes means I'm at 30%. Go brain! (My goal date is ASAP. This fund will allow me to quit my current job. Uh oh.. quit?! Am I crazy?? More on this later.)
3. Use the apartment gym and amenities at least once a week
I'm paying for them so I'm a knucklehead for not having used them for the past eight months amirite? Let me be more clear- I'm paying for a gym, a pool, a jacuzzi, and a TENNIS COURT, and I haven't used them. It's time to show 'em (apartment gods/gangsters) I will not be ripped off and make my rent its worth! I also live with a boyfriend who I can severely triumph in tennis. I also have racquets and tennis balls. And gym clothes and the enough tennis grunts in me to suffice. Again, no excuses!
4. Stay in the green (black?) for eating out portion of the budget
I have a boyfriend who likes to come home on a Friday and relax and drink a beer or two. No qualms! I do too. Then it rolls over to Saturday, then maybe Sunday. And there's five sets of these this month! I'm crossing my fingers and tying my intestines (ew) because I'm giving myself $150 this month.
5. See where this blogging takes me (ambiguousness is a big no-no for a goal but WHATEVs)
Blogging seems outer-space cuh-razy. I haven't written complete sentences since I graduated college a whole two years ago, and everyone I've been following on my reader is so eloquent, affluent, and personable in their blogs. They are also successful, and know the jargon for investments, stocks, "adjustment gross income", and whatnot.
Me? Nah, I'm not fancy shmancy. I've barely tiptoed living on my own and away from the 'rents for just about a year and a half now. But I'm learning and I want to journal this journey (can I write that cheesily? Oh well).
Wow. That was a good big breath of personal finance. I have so much more to say/talk/write about. I'm excited!
P.S. Yes I like boba and I make sure I have sufficient amount of monies for this stupid wonderful concoction.
Yay, your first post! Those look like great goals to start off with. I can totally relate to your OCD qualms about not starting on January 1st... I published my first post on February 7th and it felt SO wrong.
ReplyDeleteThank you for visiting! At least February 7th will have a meaningful date now :)
DeleteWelcome to the blogosphere!
ReplyDeleteI used to live in an apartment complex with small gym, pool and tennis courts. The pool was kinda gross and often crowded. I probably used the gym twice in a year - but I'm not a gym person at all, I much prefer running and doing other activities/playing sports. My worst nightmare would be being in a gym surrounded by fit strangers - the times I did go were late at night when it was empty, and with a friend who insisted we use it and make the most of the access while we lived there.
Thanks!
DeleteThe pool here is gross too (a lot of leaves/debris, not cleaned often), and I'm not a fan of wearing my bikini unless I'm just going to lie on my belly in sand and just take a nap for a few hours :0)